This Privacy Policy explains what information Ledger Dividends (the "Service"),
operated by Bluecut Digital,
collects and how it's used.
1. Information we collect
- Account information: your email address and a
hashed (not plain-text) version of your password.
- Holdings data: the investment ticker symbols, share
counts, and dividend amounts you choose to enter manually.
- Brokerage data (optional): if you choose to connect a
brokerage account, we use SnapTrade to retrieve your positions and
dividend payment history directly from your brokerage, on a read-only
basis — we never have the ability to place trades or move money. Your
brokerage login credentials are entered on SnapTrade's own secure
connection portal and are never seen by or stored on our servers. You can
disconnect a brokerage account at any time from the dashboard.
- Billing information: we don't see or store your
card details. Payments are handled entirely by Stripe; we store only
your Stripe customer/subscription IDs and subscription status.
- Basic technical logs: standard web server request
logs (e.g., timestamps, endpoints called) for debugging and abuse
prevention.
2. How we use this information
To provide the Service (calculating your dividend income projections),
to process your subscription payments, to send password-reset emails when
you request them, and to maintain the security and reliability of the
Service.
3. Who we share it with
We share information only with the service providers needed to run
Ledger Dividends:
- Stripe — payment processing and subscription
billing.
- Railway — application hosting and database storage.
- SnapTrade — securely connecting to your brokerage
account, if you choose to link one (read-only; see above).
- Our email provider — delivering password-reset and
support emails.
We don't sell your personal information to third parties.
4. Data retention
We retain your account and holdings data for as long as your account is
active. If you'd like your data deleted, contact us (see below) and we'll
remove it.
5. Your rights
Depending on where you live, you may have rights to access, correct, or
delete your personal data, or to object to certain processing. Contact us
using the email below to make a request.
6. Cookies and local storage
The Service stores your login session token in your browser's local
storage so you stay signed in. We don't use third-party advertising
trackers or analytics cookies.
7. Children's privacy
The Service is not directed at children under 18, and we don't
knowingly collect information from them.
8. Changes to this policy
We may update this Privacy Policy from time to time. We'll update the
"Last updated" date above when we do.
9. Contact
Questions about this policy or your data? Contact us at
support@ledgerdividends.com.