Terms of Service

Last updated: August 23, 2026

These Terms of Service ("Terms") govern your use of Ledger Dividends (the "Service"), operated by Bluecut Digital ("we," "us," or "our"). By creating an account or using the Service, you agree to these Terms.

1. The Service

Ledger Dividends is a dividend income tracking tool. You may enter information about your investment holdings for the purpose of estimating dividend income; the Service does not provide financial, investment, or tax advice, and estimates shown are not guaranteed to be accurate.

2. Accounts

You must provide a valid email address and a password to create an account. You're responsible for keeping your login credentials secure and for all activity under your account.

3. Subscription and billing

Ledger Dividends is offered as a paid subscription at $0.90/month, with a 7-day free trial for new subscribers. Billing is processed by Stripe. Your subscription renews automatically each month until canceled. You can cancel at any time through the billing portal in the app; your access continues until the end of the current billing period. We don't offer refunds for partial billing periods except where required by law.

4. Acceptable use

You agree not to misuse the Service — including attempting to gain unauthorized access to other accounts, disrupting the Service, or using it for any unlawful purpose.

5. Termination

We may suspend or terminate your account for violating these Terms. You may stop using the Service and cancel your subscription at any time.

6. Disclaimer of warranties

The Service is provided "as is" without warranties of any kind, express or implied. We don't guarantee the Service will be uninterrupted, secure, or error-free.

7. Limitation of liability

To the maximum extent permitted by law, Bluecut Digital is not liable for any indirect, incidental, or consequential damages arising from your use of the Service.

8. Changes to these Terms

We may update these Terms from time to time. Continued use of the Service after changes take effect means you accept the revised Terms.

9. Governing law

These Terms are governed by the laws of Texas, USA, without regard to conflict of law principles.

10. Contact

Questions about these Terms? Contact us at Grobineinc@gmail.com.